Job Offer Analysis: Retailer vs. Fintech

Published:Dec 23, 2025 11:00
1 min read
r/datascience

Analysis

The user is weighing a job offer as a manager at a large retailer against a potential manager role at their current fintech company. The retailer offers a significantly higher total compensation package, including salary, bonus, profit sharing, stocks, and RRSP contributions, compared to the user's current salary. The retailer role involves managing a team and focuses on causal inference, while the fintech role offers end-to-end ownership, including credit risk, portfolio management, and causal inference, with a more flexible work environment. The user's primary concerns seem to be the work environment, team dynamics, and career outlook, with the retailer requiring more in-office presence and the fintech having some negative aspects regarding the people and leadership.

Reference

I have a job offer of manager with big retailer around 160-170 total comp with all the benefits.